Credit Assistant

Basic Functions

1.To assist the Credit Officers to manage credit portfolio quality of auto loans and financial leasing and to achieve the overall objectives set for the unit.

2. To ensure the receipt of all required documents from the clients for the credit investigation.

Duties & Responsibilities

To monitor the timely and proper encodings by Loan Origination Group of the initial information of the clients in the loan origination system for the credit investigation.To monitor the proper delivery and ensure the receipt of all required documents and information from the clients for the credit investigation in coordination with Loan Origination Group.To assist the Credit Officers to analyze the information provided by the clients and make the credit scoring based on such information.To ensure the timely feedback of the credit investigation results to the clients through the Loan Origination Group.To make the applications as instructed by the superiors for the unit's and/or group's expenses, disbursements and others including but not limited to: applications for the purchases of office equipment and consumables, applications for representation expenses , reimbursements for out-of -pocket expenses incurred by the unit and/or group members.To make appointments and reserve the rooms or the spaces for the meetings as requested by the superiors or management.To assist the Unit Head to draw up business plans and annual budget of the unit for the approval of the superiors or management and formulate and facilitate action plans to achieve the approved plans and budget.To propose the changes or modifications in operational processes or workflows to the superiors in order to improve the efficiency of the operation and to shorten the turn-around time of application processing and credit approvals.To ensure coordination and harmonious working relations with other units and groups of the company.To assist the Credit Officers to make reports, regular and/or as directed or requested from time to time, regarding the operational issues within designated assignment.To attend internal and external meetings and committees, regular and/or as directed or requested from time to time.To perform other related duties and tasks that may be assigned or delegated from time to time by the superiors or management.

JACCS Finance Philippines Corporation is one of Japan's leading names in consumer finance and a member of Mitsubishi UFJ Financial Group, Inc., the world's largest bank by total assets; while Sojitz is a wide-ranging general trading company with approximately 400 subsidiaries and affiliates located in Japan and throughout the world.With a stronger alliance, JFP is expanding its automotive financing business to all leading brands including the second-hand market with more competitive and flexible financing packages and incentives.