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Credit Officer (Auto & Home)

2022-09-29 22:11菲律宾3170
区域:All Cities
行业:Accounting / Finance
职位:Banking / Finance
部门:
人数:若干
性质:Full Time
性别:Male
婚姻:No marital status restrictions
学历:Open to all levels
经验:不限
年龄:18岁以上
待遇:₱ 50000-70000PHP/月

JOB SUMMARY

Credit assessment of commercial loans pre-approval stage. This includes review of:

1.     Financial Statement submitted by the existing and prospective clients and evaluation of business trends and indicators basing on Bank’s and Industry standards; and

2.     Validation of Internal Credit Risk Rating (ICRR).

DUTIES & RESPONSIBILITIES

1.     Prepares request/s Financial Spreadsheet essential in preparation of Financial Guide/Analysis

2.     Analyzes Financial Statements of existing and prospective clients of the Bank and prepares request/s Financial Guide that is valuable whether to grant a company with fresh working capital or extend credit to finance expansion and other significant expenditures.

3.     Obtain/maintain information from industry and trade reports, news articles and other publications, which would seek to identify and assess companies economic and industry circumstances.

4.     Credit Application (CA) Review – Review of compliance to internal and regulatory policies.

5.     Internal Credit Risk Rating (ICRRS) validation.

6.     Assist Section/Unit Head on credit items, non-credit related items/special assignments, as the need arises.

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