LOAN ACQUISITION AND OPERATIONS OFFICER

区域：All Cities
行业：Accounting / Finance
职位：General / Cost Accounting
部门：
人数：若干
性质：Full Time
性别：Male
婚姻：No marital status restrictions
学历： College Diploma
经验：不限
年龄：18岁以上
待遇：面议
Candidate must possess at least a Bachelor's/College Degree , Economics, Business Studies/Administration/Management, Marketing, Commerce or equivalent.At least 5 - 7 year(s) of working experience in the related field is required for this position.Full-Time position(s) available.Job Responsibilities:Analyze, evaluate, recommend and authorize/reject Corporate, Commercial and Consumer loans files.Manage the Loan Process from acquisition to operations/documentations.evaluate and analyze the financial statements, prepares credit proposal, monitor the documentation and post-sanction through periodic review and/or renewal.Responsible for understanding the needs of the small to medium-sized businesses clients for account acquisition and marketing loan products.Finds business solutions for the Bank’s clients, while working in coordination with other Bank units in matters related to account management and loan servicing.Generates new business through prospecting, networking, and referrals.Ensures proper account management by facilitating submission of complete client information, conducting regular client visits, preparation of proposals and timely annual review of the account.Presents to and seeks approvals from Credit Committee, Executive Committee and Board approval for these loan packages.Maximizes business growth potential of existing accounts by cross-selling bank products offered by other business segment of the Bank.Provides information and explain to customers the different types of loan products and methods of payments. evaluate financial situation of the account, determine whether they present a high risk as borrowers.Maintain, review and update credit and loan files and establish repayment schedulePrepares loan-related reports to comply with reportorial requirement of the Bank.Analyze loan markets and identify new loan opportunities.Assist and support Supervisor to bring better decisions and documentations on loan determination.Ensures that all transactions assigned are handled efficiently and effectively in a timely manner.