Credit Officer (Auto & Home)
| 行业 | Accounting / Finance | 职位 | Banking / Finance |
|---|---|---|---|
| 招聘部门 | 招聘人数 | 若干 | |
| 工作地区 | All Cities | 工作性质 | Full Time |
| 性别要求 | Male | 婚姻要求 | No marital status restrictions |
| 学历要求 | Open to all levels | 工作经验 | 不限 |
| 年龄要求 | 18岁以上 | 待遇水平 | 50000-70000PHP/月 |
| 更新日期 | 2022-09-29 | 有效期至 | Valid for a long time |
职位描述
JOB SUMMARY
Credit assessment of commercial loans pre-approval stage. This includes review of:
1. Financial Statement submitted by the existing and prospective clients and evaluation of business trends and indicators basing on Bank’s and Industry standards; and
2. Validation of Internal Credit Risk Rating (ICRR).
DUTIES & RESPONSIBILITIES
1. Prepares request/s Financial Spreadsheet essential in preparation of Financial Guide/Analysis
2. Analyzes Financial Statements of existing and prospective clients of the Bank and prepares request/s Financial Guide that is valuable whether to grant a company with fresh working capital or extend credit to finance expansion and other significant expenditures.
3. Obtain/maintain information from industry and trade reports, news articles and other publications, which would seek to identify and assess companies economic and industry circumstances.
4. Credit Application (CA) Review – Review of compliance to internal and regulatory policies.
5. Internal Credit Risk Rating (ICRRS) validation.
6. Assist Section/Unit Head on credit items, non-credit related items/special assignments, as the need arises.