Appraiser - Cebu

This position support efficient and accurate credit evaluation and helps minimize the Bank's credit risk by:

determining the acceptability of collateral based on Bank's Appraisal Guidelines;Estimating the market value of real estate properties being used as loan collateral;Conduct title verification report/review, to ascertain the Title's acceptability.

Specific Duties and Tasks:

Property Appraisal

Receiving and examining submitted documents and coordinating with clients for schedule of field inspection;Preparing of lot plotting of property based on technical description from Title;Conducting ocular inspection of the property, taking measurements of land and improvements, observing neighborhood conditions and physical attributes of property, taking pictures of the property;Making market data survey with classified listings, banks, appraisal companies, bank data file to establish market value.Review of reports done by ESP and other internal Appraisers.

Verifications

Verify with the tax mapping from the Assessor's Office to validate property's exact location;Verify and secure copies from the LRA/LMB for approved survey plans, if necessary;Obtain certified true copy of Title with the Register of Deeds upon request.

Report Preparation

Appraisal report preparation done in Excel or LAS;Home based reports sent through e-mail and uploaded in LASPrepares tax liability and title verification reports and uploaded in LAS

Monitoring of Accounts and other function

Monitoring received accounts and keeping tag on due dates of each.

BDO is a full-service universal bank that provides a wide range of corporate and retail banking services. These services include traditional loan and deposit products, as well as treasury, trust banking, investment banking, private banking, rural banking, cash management, leasing and finance, remittance, insurance, retail cash cards, and credit card services. BDO has the country’s largest distribution network, with over 1,400 consolidated operating branches and more than 4,400 ATMs nationwide.  It also has 18 overseas remittance and representative offices (including full-service branches in Hong Kong and Singapore) in Asia, Europe, North America, and the Middle East.BDO ranked as the largest bank in terms of total assets, loans, deposits, and trust funds under management based on published statements of condition as of December 31, 2020. For more information, please visit www.bdo.com.ph.Product & ServicesThe financial products and services provided by Banco de Oro include:Trade financingForeign exchange and securities dealershipTrust and investment servicesCash management servicesInvestment bankingInsurance productsCredit cards