Credit Analyst (Ortigas / Makati / Binondo) - Risk Management Group

The position:Primarily responsible for the credit evaluation of the Bank's corporate risk assets across bank products (e.g. loans, LC's, Trust, Treasury,etc.)Ensures that the highest standards of credit due diligence is conducted on all Commercial Banking (ComBank) accounts with credit facilities as documented via the Executive Summary and Credit ProposalThe responsibilities we will trust you with:Ensures credit evaluation is applied on all corporate banking accountsConducts regular and timely credit review of the assigned portfolio of corporate and commercial borrowing accountsProvides a comprehensive executive summary which includes brief company background,business outlook,historical and projected financial analysis, key risks and mitigating factors, and assessment of the financing package and recommendationCompiles industry indices and financial benchmarks to evaluate performance of borrowers vis-a-vis the industryJoins the account officer in client calls to get inputs for business reviewsYour qualifications and experiences should be:Bachelor's Degree in any of the following: Business / Finance / Accounting / Management / Economics / Statistics / Applied MathStrong Financial Analysis, Profit and Loss and Cashflow Analysis skills requiredExperience in credit evaluation for corporate and commercial account gained from a bank or financial institution is an advantage, but not requiredExperience in Credit / Accounting / Comptrollership / FinanceCertified Public Accountant (CPA) or Certified Financial Analyst (CFA) is an advantage, but not requiredFresh graduates with good academic and extra-curricular background are encouraged to applyYou must be willing to work onSITE and be assigned to any of the following locations:MakatiBinondoOrtigas

BDO is a full-service universal bank that provides a wide range of corporate and retail banking services. These services include traditional loan and deposit products, as well as treasury, trust banking, investment banking, private banking, rural banking, cash management, leasing and finance, remittance, insurance, retail cash cards, and credit card services. BDO has the country’s largest distribution network, with over 1,400 consolidated operating branches and more than 4,400 ATMs nationwide.  It also has 18 overseas remittance and representative offices (including full-service branches in Hong Kong and Singapore) in Asia, Europe, North America, and the Middle East.BDO ranked as the largest bank in terms of total assets, loans, deposits, and trust funds under management based on published statements of condition as of December 31, 2020. For more information, please visit www.bdo.com.ph.Product & ServicesThe financial products and services provided by Banco de Oro include:Trade financingForeign exchange and securities dealershipTrust and investment servicesCash management servicesInvestment bankingInsurance productsCredit cards