Microfinance Loans Team Head (BDO Network Bank: La Union and Ilocos Sur

Job Summary:This position is primarily resposible in driving existing sales teams in meeting sales targets while pursuing sales strategies and programs, coordinating with support units and closely monitoring sales performance. He/She will render credit decision and ensures credit quality of accounts. He/She will also assist the Area Head in identifying and monitoring new markets, changing customer needs, competitive moves and appropriate loan products. Responsibilities:• Formulates branch sales strategies and directs implementation for the sales teams to hit sales targets.• Ensures that the sales teams generate adequate loan turn-ins, approvals and bookings.• Closely monitors sales, credit and collection performance against set targets and takes necessary action on any variances.• Validates and approves credit recommendations of Account Officers (AOs) to conform with prescribed limits & thereby maintain credit quality.• Formulates and/or implements prescribed training and recognition programs.• Implements policies, procedures and programs that achieves cost efficiencies, service and credit quality.• Ensures adherence on bank, audit and standard operating procedures and requirements.• Provides the Area Head with information and recommendations on new market, territories, products and other market and customer information.• Performs other functions that may be assigned to him/her. Qualifications:• Graduate of any 4 year degree course.• With at least 2 years experience in handling a team and selling bank products.• Has good people management, selling, training and communication skills.• With adequate credit knowledge, people and leadership abilities.• Preferably can drive a motorcycle.• Must be willing to do field work and be assigned in:1. Bacnotan La Union2. Narvacan Ilocos Sur

BDO is a full-service universal bank that provides a wide range of corporate and retail banking services. These services include traditional loan and deposit products, as well as treasury, trust banking, investment banking, private banking, rural banking, cash management, leasing and finance, remittance, insurance, retail cash cards, and credit card services. BDO has the country’s largest distribution network, with over 1,400 consolidated operating branches and more than 4,400 ATMs nationwide.  It also has 18 overseas remittance and representative offices (including full-service branches in Hong Kong and Singapore) in Asia, Europe, North America, and the Middle East.BDO ranked as the largest bank in terms of total assets, loans, deposits, and trust funds under management based on published statements of condition as of December 31, 2020. For more information, please visit www.bdo.com.ph.Product & ServicesThe financial products and services provided by Banco de Oro include:Trade financingForeign exchange and securities dealershipTrust and investment servicesCash management servicesInvestment bankingInsurance productsCredit cards