Credit Underwriter

The Role

As a Credit Underwriter, you will be responsible for the evaluation of current credit data/information of borrowers to determine their eligibility/ qualification according to set standards or credit parameters and the degree of risk involved in extending credit/loan. 

How you'll contribute

Perform thorough underwriting application assessment approvals by endorsing qualified applications approving qualified borrowersReview credit profile and related information of borrowers, identify credit risk and establish mitigants of assigned loan products. Pro actively Executes the Credit Policy Manual/guidelines applying the assigned loan product with prudence and sensibilityStrong Adherence and compliance to the Bank's internal and external, policies/procedures/standards, b. Bank’s organizational thrusts, top management’s/ExCom/BOD directives in the performance of assigned tasks compliant with internal and external audit

What we’re looking for

Graduate of Bachelor's Degree in Business Studies/Administration/Management, Commerce, Finance/Accountancy/Banking or any field of studyMust have at least 3 years of relevant work experience doing credit evaluation for consumer productsWith knowledge of credit policies and procedures, and risk management.Should have a background in underwritingEquipped with effective written and oral communication.Able to communicate effectively with internal customers (stakeholders).Analytical, proactive, and detail-oriented.

About Security Bank We are the Philippines’ largest independent bank, having won countless awards over the years, including one of Euromoney's most prestigious industry awards in 2021—Best Bank in the Philippines.We’re changing how people bank. From the moment customers enter our branches to their experience online, we make them to feel valued and empowered.Now, with more than 300 branches spanning the country, BetterBanking has become the gold standard in improving the banking lives of millions of Filipinos. But we’re far from done.In our constant pursuit of excellence and improvement, we create teams that support our business and each other.