Credit Officer

Job Summary

The position is primarily responsible for sound credit decision on auto loan applications through evaluation in adherence to internal and external policies and guidelines.

Responsibilities

Ensures accuracy of the data encoded in the Bank's Front End System.Review and evaluates loan application packaged by CLG-Sales.Recommends appropriate credit decision with compliance to the bank's credit policies and procedures.

Qualifications

Graduate of Bachelor's degreeAt least with 2-3 years experience in credit evaluation and reviewWilling to work on site (work assignment: Cagayan de Oro)

BDO is a full-service universal bank that provides a wide range of corporate and retail banking services. These services include traditional loan and deposit products, as well as treasury, trust banking, investment banking, private banking, rural banking, cash management, leasing and finance, remittance, insurance, retail cash cards, and credit card services. BDO has the country’s largest distribution network, with over 1,400 consolidated operating branches and more than 4,400 ATMs nationwide.  It also has 18 overseas remittance and representative offices (including full-service branches in Hong Kong and Singapore) in Asia, Europe, North America, and the Middle East.BDO ranked as the largest bank in terms of total assets, loans, deposits, and trust funds under management based on published statements of condition as of December 31, 2020. For more information, please visit www.bdo.com.ph.Product & ServicesThe financial products and services provided by Banco de Oro include:Trade financingForeign exchange and securities dealershipTrust and investment servicesCash management servicesInvestment bankingInsurance productsCredit cards