Microfinance Loan Account Officer (BDO Network Bank: Nueva Vizcaya and Quirino)

2022-09-23 菲律宾243
行业Accounting / Finance职位General / Cost Accounting
招聘部门招聘人数若干
工作地区Nueva Vizcaya工作性质Full Time
性别要求Male婚姻要求No marital status restrictions
学历要求 College Diploma 工作经验不限
年龄要求18岁以上待遇水平面议
更新日期2022-09-23有效期至Valid for a long time
职位申请

职位描述

Job Summary:

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer

• Develops the MFO centers through regular center meetings & visits, servicing of MFO members, training, performance updates, etc.

• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans

• Initiates credit and collection activities to ensure credit quality of accounts

• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients

• Ensures adherence to the bank’s policies and procedures

• Execute sales and/or marketing activities that will achieve volume targets

• Attends to inquiries and other requirements of the clients

• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.

• Secure information regarding competitor’s practices, market trends and customer needs

• Perform other functions that may be assigned to him/her

Qualifications:

• Graduate of any 4 year degree course.

• Possesses good selling, communication and customer service skills.

• Must have basic mathematical knowledge.

• With high integrity.

• Preferably familiar with computer software including word processing & spreadsheets.

• With fieldwork and sales experience on Microfinance, an advantage.

• Preferably can drive a motorcycle.

• Must be willing to do field work and be assigned in:

1. Solano, Nueva Vizcaya

2. Aritao, Nueva Vizcaya

3. Cabarroguis, Quirino

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公司介绍

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BDO is a full-service universal bank that provides a wide range of corporate and retail banking services. These services include traditional loan and deposit products, as well as treasury, trust banking, investment banking, private banking, rural banking, cash management, leasing and finance, remittance, insurance, retail cash cards, and credit card services. BDO has the country’s largest distribution network, with over 1,400 consolidated operating branches and more than 4,400 ATMs nationwide.  It also has 18 overseas remittance and representative offices (including full-service branches in Hong Kong and Singapore) in Asia, Europe, North America, and the Middle East.BDO ranked as the largest bank in terms of total assets, loans, deposits, and trust funds under management based on published statements of condition as of December 31, 2020. For more information, please visit www.bdo.com.ph.Product & ServicesThe financial products and services provided by Banco de Oro include:Trade financingForeign exchange and securities dealershipTrust and investment servicesCash management servicesInvestment bankingInsurance productsCredit cards